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A suite of enrollment options to streamline your processes
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- Individual Benefits
- Disability
- Cancer
- Medical Bridge
- Limited Medical
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- Accident
- Critical Illness
- Term Life
- Whole Life
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Many added value services when offering one of our Employee Elect Packages
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Personal Insurance Products
TriBenefit can offer the following products at no direct cost to your business while providing the ability for employees to pay for coverage through the convenience of payroll deduction. This product portfolio allows employees to purchase the coverage that makes the most sense to meet their individual needs.
- Individual Short-Term Disability- An individual short term disability policy will replace a portion of your income if you become disabled due to an accident or covered illness. There are plans to choose from that cover on and off job accidents/sicknesses and a wide choice of benefits periods.
- Universal Life- A cash-value life insurance product with flexible premiums and an adjustable death benfit. Flexibility alows you to adapt to changing needs.
- Term Life- Individual term life insurance offering 3 level term options (10, 20, and 30), level death benefits, family coverage, guaranteed rates and is guaranteed renewable to age 95, convertible to age 75.
- Whole Life- A payroll deduction whole life insurance plan that provides guaranteed level premiums, guaranteed cash values an a guaranteed death benefit.
- Accident Care- A composite-rated, guaranteed renewable personal accident product that provides indemnity benefits for on- and off-the-job, or off-job only accidents. Optional riders, such as disability income are also available.
- Cancer- A guaranteed renewable, individual plan that helps with some direct and indirect costs related to cancer diagnosis and treatment.
- Critical Illness- An individual, guaranteed renewable critical illness product that provides lump-sum benefits for specific illnesses.
- Hospital Confinement Indemnity- An individual hospital confinement indemnity plan which complements your core medical coverage offering benefits for hospital confinement, wellness, rehabilitation unit confinement, outpatient surgical procedures, diagnostic testing, and doctors office visits.
- Limited Medical Plan - A plan designed for groups who do not offer major medical or have a class of employee who are not offered the major medical plan. This plan offers limited medical benefits including doctor visits, hospitalization and a prescription card.
- Group Plans - Employee group health benefits as well as group benefits available for Cancer, Critical Illness and Disability.
- Individual Plans - Non-payroll deducted policies available for Accident, Cancer and Term Life as well as individual health insurance programs.
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